Capital Gains Tax Calculator
This capital gains tax calculator estimates the tax owed on an investment gain at your own applicable rate — since capital gains rates in India depend on the asset class, your income, and how long you held the asset, this calculator lets you apply the specific rate that matches your situation rather than guessing at a one-size-fits-all figure.
The original purchase price, including any fees.
What you received from the sale, after any selling fees.
See the notes below for typical rates by asset type and holding period — capital gains rates depend on the asset class, your income, and how long you held the asset.
Estimated capital gains tax
Log in to save₹37,500
How to use this capital gains tax calculator
- 1Cost basis and sale proceeds: what you paid (including fees) and what you received (after fees).
- 2Your applicable tax rate: use the market notes below to find your rate based on asset type and holding period — then enter it here for an accurate result.
Understanding your results
Capital gain is the raw profit before tax. Capital gains tax applies your specific rate to that gain. Net proceeds after tax is what you actually keep — the number that matters most for your real financial planning.
The formula
Tax = (Sale proceeds − Cost basis) × Your tax rateThe gain is simply sale proceeds minus cost basis (with no gain — and no tax — if the sale price doesn't exceed the cost basis). Multiplying that gain by your applicable rate gives the tax owed. The complexity in capital gains tax isn't the arithmetic — it's determining the right rate, which is why this calculator lets you supply it directly rather than guessing.
A worked example
A ₹5,00,000 cost basis sold for ₹8,00,000 gives a ₹3,00,000 gain. At a 12.5% rate (the long-term capital gains rate on listed equity above the ₹1,25,000 annual exemption, post-July 2024 Budget), the tax is ₹37,500, leaving ₹7,62,500 in net proceeds.
Things to know
**India**: Long-term gains on listed equity and equity mutual funds (held over 1 year) above ₹1,25,000 in a financial year are taxed at 12.5% (post-July 2024 Budget); short-term gains on listed equity (held under 1 year) are taxed at 20%. Other assets — like property, gold, or debt funds — follow different holding-period thresholds and rates. All figures should be confirmed against current official CBDT guidance, since rates and thresholds change with each Union Budget.
Frequently asked questions
Why doesn't this calculator ask which asset type I hold?+
Capital gains rules genuinely differ by asset type, income level and holding period — rather than build a simplified (and potentially misleading) auto-lookup, this calculator lets you enter your own correct rate from the market notes above or your tax advisor, then handles the actual gain and tax math precisely.
Does holding period really matter that much?+
Yes — in India, whether a gain is classified as long-term or short-term depends on the asset type and how long you held it, and the two are taxed at meaningfully different rates. Check the current holding-period threshold and rate for your specific asset class.
Are there any tax-free exemptions I should know about?+
Yes — long-term capital gains on listed equity and equity mutual funds are exempt up to ₹1,25,000 in a financial year. If your total long-term equity gain for the year is below that threshold, you may owe no tax at all on it — check current CBDT guidance before applying a rate to the full gain shown here.
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