Finance calculators

Mortgage Calculator

Free mortgage calculator for India. Work out your monthly home loan repayment, total interest and full repayment cost in seconds.

EMI Calculator

Free EMI calculator for home, car and personal loans. Calculate your monthly EMI, total interest and total payment instantly. Works for all Indian banks.

Home Loan EMI Calculator

Free home loan EMI calculator. Calculate monthly EMI, total interest and total cost of your housing loan. Plan down payment, tenure and prepayment smartly.

Gold Loan Calculator

Free gold loan calculator for India. Estimate the maximum loan amount against your gold at the RBI's 75% LTV cap, plus EMI and interest-only repayment options.

Home Affordability Calculator

Free home affordability calculator for India. See the maximum home price you can afford based on your income, existing debts and down payment.

Loan Prepayment Calculator

Free loan prepayment calculator. See exactly how much interest a one-time lump-sum prepayment saves, and how many months it cuts off your loan.

Mortgage Overpayment Calculator

Free mortgage overpayment calculator for India. See how much interest and time you save by adding a fixed extra amount to your home loan EMI every month.

Mudra Loan Calculator

Free PM Mudra Yojana (PMMY) loan calculator for India. Estimate your monthly EMI and total interest across Shishu, Kishor, Tarun and Tarun Plus loans.

Student Loan Payoff Calculator

Free education loan payoff calculator for India. See exactly when you'll be debt-free and how much interest you'll pay at your current monthly payment.

Rent vs Buy Calculator

Free rent vs buy calculator for India. Compare the real net cost of renting versus buying over time, including home equity gained and ongoing owner costs.

Kisan Credit Card Calculator

Free Kisan Credit Card (KCC) calculator for India. See your interest at the subsidized 4% effective rate versus the higher rate if repayment is late.

Car Loan Calculator

Free car loan calculator for India. Work out your monthly auto loan EMI, total interest and true cost of the car in seconds.

Car Payment Calculator

Free car payment calculator. See your true monthly payment including trade-in value, down payment and road tax — not just the sticker price.

Fuel Cost Calculator

Free fuel cost calculator. Work out how much a trip or a year of driving will cost based on distance, fuel efficiency and the price of fuel.

Auto Loan Refinance Calculator

Free auto loan refinance calculator. Compare your current car payment to a refinance offer and see your real interest savings.

Car Lease Calculator

Free car lease calculator. See your monthly lease payment broken into depreciation and rent charge, using the actual money factor formula dealers use.

Car Insurance Premium Estimator

Free car insurance premium estimator. Get a ballpark annual and monthly premium based on vehicle value, driver age, claims history and coverage level.

Car Affordability Calculator

Free car affordability calculator. See the maximum car price you can afford based on your income and a healthy auto-payment budget guideline.

Trade-In Value Estimator

Free trade-in value estimator. Get a ballpark trade-in value based on original price, age, mileage and condition — before you visit a dealer.

Lease vs Buy Calculator

Free lease vs buy calculator for cars. Compare the total cost of leasing versus financing a purchase, including the equity you'd build by buying.

Compound Interest Calculator

Free compound interest calculator. See how your savings or investments grow over time with compounding. Daily, monthly, quarterly or yearly compounding.

Inflation Calculator

Free inflation calculator. See what today's money will be worth in the future, or what a future cost means in today's terms — for any inflation rate.

FD Calculator

Free FD calculator. Work out the maturity value and interest earned on a fixed deposit with quarterly compounding. For Indian bank and post-office FDs.

Post Office FD Calculator

Free Post Office FD calculator. Work out the maturity value of a Post Office Time Deposit (1, 2, 3 or 5 years) with quarterly compounding.

RD Calculator

Free RD calculator. Work out the maturity value of your monthly recurring deposit with quarterly compounding — for Indian bank and post-office RDs.

Post Office RD Calculator

Free Post Office RD calculator. Work out the maturity value of a 5-year Post Office Recurring Deposit with quarterly compounding.

Simple Interest Calculator

Free simple interest calculator. Work out the interest earned or owed on a principal amount at a fixed rate over time — no compounding.

APY Calculator

Free APY calculator. Convert a nominal interest rate into its true effective annual yield, based on how often it compounds.

Future Value Calculator

Free future value calculator. See what a lump sum grows to over time at a given interest rate, with annual compounding.

Present Value Calculator

Free present value calculator. See how much a future sum of money is worth today, given a discount rate.

SIP Calculator

Free SIP calculator. Estimate the maturity value of your monthly mutual fund SIP with expected returns. Plan wealth creation with systematic investing.

SWP Calculator

Free SWP calculator. See how long your investment corpus lasts with monthly withdrawals, and the balance remaining at the end of the period.

Mutual Fund Calculator

Free mutual fund calculator. Estimate returns from an initial lumpsum plus ongoing monthly SIP contributions in one mutual fund investment plan.

Lumpsum Calculator

Free lumpsum calculator. Estimate the future value of a one-time mutual fund investment with expected returns, monthly compounding, over any period.

CAGR Calculator

Free CAGR calculator. Work out the compound annual growth rate between any two values over any number of years — for investments, revenue or any metric.

Dividend Reinvestment (DRIP) Calculator

Free dividend reinvestment (DRIP) calculator. See how automatically reinvesting dividends compounds your share count and portfolio value over time.

Dollar-Cost Averaging (DCA) Calculator

Free dollar-cost averaging (DCA) calculator. See the future value of regular fixed investments over time, and how much of it is growth versus contributions.

Crypto Profit/Loss Calculator

Free crypto profit/loss calculator. See your real gain or loss on a trade after accounting for buy and sell fees.

ELSS Calculator

Free ELSS calculator. Project your ELSS SIP or lumpsum corpus, Section 80C deduction, and estimated LTCG tax at maturity.

Chit Fund Calculator

Free chit fund calculator for India. Estimate your average monthly payment, dividend and total savings on a chit — a simplified average-case model.

Profit Margin Calculator

Free profit margin calculator. Find your gross and net profit margin from revenue, cost of goods sold, and operating expenses.

Term Life Insurance Calculator

Free term life insurance calculator. Estimate how much coverage you need using the DIME method: debt, income, mortgage and education.

Health Insurance Premium Calculator

Free health insurance premium calculator. Get a rough, illustrative estimate of your annual and monthly premium by age, sum insured, family size and city — not a real quote.

Pay Raise Calculator

Free pay raise calculator. See your new salary and pay period amounts after a percentage raise.

Break-Even Point Calculator

Free break-even calculator. Find how many units you need to sell, and the revenue that covers, to break even on fixed and variable costs.

Budget Planner (50/30/20)

Free 50/30/20 budget calculator. Split your take-home pay into needs, wants and savings using the popular 50/30/20 budgeting rule.

Amortization Calculator

Free amortization calculator. See how much of your payment goes to interest vs principal in year 1, at the halfway point, and over the full loan.

Refinance Calculator

Free refinance calculator. Compare your current loan against a new rate, see the monthly savings, and find out how long it takes to recover closing costs.

ROI Calculator

Free ROI calculator. Work out your total return on investment and the annualized (yearly) rate, for any investment, purchase or business decision.

NPV Calculator

Free NPV calculator. Find the net present value of an investment's cash flows at your chosen discount rate.

IRR Calculator

Free IRR calculator. Find the internal rate of return for an investment with up to 5 years of cash flows.

Credit Card Payoff Calculator

Free credit card payoff calculator. See how many months it takes to clear your balance and how much interest you'll pay at a fixed monthly payment.

Net Worth Calculator

Free net worth calculator. Add up your assets, subtract your liabilities, and see your total net worth in seconds.

WACC Calculator

Free WACC calculator. Find your company's weighted average cost of capital from its equity and debt mix, cost of each, and tax rate.

LTV Calculator

Free LTV calculator. Work out your loan-to-value ratio instantly — the single number that determines your mortgage rate tier and deposit requirements.

Depreciation Calculator

Free depreciation calculator. Compare straight-line and double-declining balance depreciation for a business asset.

SaaS MRR/ARR Calculator

Free SaaS MRR and ARR calculator. Find your monthly and annual recurring revenue, and see the impact of churn.

Customer LTV:CAC Ratio Calculator

Free customer LTV:CAC ratio calculator. See whether your customer lifetime value justifies your acquisition cost.

GST Calculator

Free GST calculator for India. Add GST to an amount or remove it from a GST-inclusive amount, at the 5%, 12%, 18% or 28% slabs.

Gratuity Calculator

Free gratuity calculator. Work out the gratuity payable to an employee under the Payment of Gratuity Act, based on last drawn salary and years of service.

HRA Exemption Calculator

Free HRA exemption calculator for India. Find the tax-free portion of your House Rent Allowance under Section 10(13A) of the Income Tax Act.

Capital Gains Tax Calculator

Free capital gains tax calculator for India. Estimate the tax on your investment gain at your own applicable rate.

GST Late Fee Calculator

Free GST late fee calculator for India. Estimate the late fee plus 18% interest on overdue GST returns, or the lower fee for a nil return.

Income Tax Calculator

Free income tax calculator for India. Model real Section 80C, 80D and HRA deductions under the old regime, or compare against the new regime.

TDS Calculator

Free TDS calculator for India. Estimate tax deducted at source on professional fees, contractor payments, rent, commission and interest.

Advance Tax Calculator

Free advance tax calculator for India. See the four quarterly installment amounts due under Section 211 of the Income Tax Act.

Professional Tax Calculator

Free professional tax calculator for India. Find your monthly and annual professional tax across 6 major states — Maharashtra, Karnataka, Gujarat and more.

LTA Exemption Calculator

Free LTA exemption calculator for India. Find the tax-free portion of your Leave Travel Allowance under Section 10(5) — old tax regime only.

Import Duty Calculator

Free import duty calculator. Work out the customs duty, IGST and total landed cost on goods you're importing into India.

In-Hand Salary Calculator

Free in-hand salary calculator for India. See your net take-home pay under the new or old tax regime, after income tax and cess.

Debt-to-Income (DTI) Calculator

Free debt-to-income (DTI) calculator. See your DTI ratio and how it compares to common lender thresholds for mortgages and loans.

Credit Utilization Calculator

Free credit utilization calculator. See what percentage of your available credit you're using, and how it affects your credit score.

Debt Snowball Calculator

Free debt snowball calculator. See how fast you'll be debt-free by paying off your smallest balance first, and how much interest you save.

Balance Transfer Savings Calculator

Free balance transfer calculator. See how much a 0% or low-rate balance transfer card actually saves you after the transfer fee.

Debt Avalanche Calculator

Free debt avalanche calculator. Pay off your highest-interest debt first to minimize total interest paid, and see your exact payoff timeline.

Coast FIRE Calculator

Free Coast FIRE calculator. See whether your current savings alone will grow into your retirement number without another dollar contributed.

FIRE Number Calculator

Free FIRE number calculator. See how much you need saved to retire, based on your annual expenses and a safe withdrawal rate.

Safe Withdrawal Rate Calculator

Free safe withdrawal rate calculator. See whether your chosen withdrawal rate lets your retirement portfolio last as long as you need it to.

PPF Calculator

Free PPF calculator for India. Work out your Public Provident Fund maturity value, total contribution and interest earned over the 15-year lock-in.

EPF Calculator

Free EPF calculator for India. Project your future Employee Provident Fund retirement corpus from salary and contributions — not a balance checker.

SCSS Calculator

Free SCSS calculator for India. Work out the quarterly payout, total interest and maturity value of a Senior Citizen Savings Scheme deposit over 5 years.

Post Office MIS Calculator

Free Post Office MIS calculator for India. Work out the monthly payout, total interest and maturity value of a Post Office Monthly Income Scheme deposit.

NPS Calculator

Free NPS calculator for India. Project your National Pension System corpus at 60, the tax-free lump sum you can withdraw, and your estimated monthly pension.

Sukanya Samriddhi Yojana Calculator

Free Sukanya Samriddhi Yojana calculator for India. Work out the maturity value of an SSY account for a girl child, 21 years from account opening.

NSC Calculator

Free NSC calculator for India. Work out the maturity value and interest earned on a National Savings Certificate over its fixed 5-year term.

Atal Pension Yojana Calculator

Free Atal Pension Yojana calculator for India. Find your exact monthly APY contribution from the official PFRDA table for a guaranteed ₹1,000–₹5,000 pension.

NPS Vatsalya Calculator

Free NPS Vatsalya calculator for India. Project the retirement corpus, lump sum and monthly pension your child could build from a parent-run NPS account.

Gold Price Calculator

Free gold price calculator for India. Convert today's 24K gold rate into 22K, 18K or 14K value for any weight in grams — instant gold rate conversion.

Sovereign Gold Bond Calculator

Free Sovereign Gold Bond (SGB) calculator for India. Project your total return from the 2.5% p.a. interest plus gold price appreciation over 8 years.

Gold Jewellery Price Calculator

Free gold jewellery price calculator for India. Work out the actual amount payable including wastage, making charges and GST, composite or itemized.