Dollar-Cost Averaging (DCA) Calculator
This dollar-cost averaging (DCA) calculator projects the future value of investing a fixed amount every month, regardless of market price — the strategy that smooths out volatility by buying more shares when prices are low and fewer when prices are high. Enter your numbers to see your projected growth.
The fixed amount you invest every month, regardless of price.
A long-run average for your investments.
How many years you plan to keep investing.
Projected future value
सेव करने के लिए लॉग इन करें₹34,83,451
Frequently asked questions
Is dollar-cost averaging better than investing a lump sum?+
Historically, lump-sum investing has outperformed DCA more often than not, since markets trend upward over most periods. DCA's real value is practical (investing from regular income) and psychological (avoiding the stress of a single mistimed large investment), not a guaranteed higher return.
Does DCA eliminate investment risk?+
No — it reduces the risk of a single badly-timed lump-sum investment, but your investments are still subject to overall market risk. A sustained market decline still reduces the value of a DCA portfolio.
Should I stop DCA investing during a market downturn?+
Many long-term investors do the opposite — continuing (or even increasing) contributions during a downturn buys more shares at lower prices, a core part of how DCA is meant to work over a full market cycle.
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