ROI Calculator
This ROI calculator works out your return on investment two ways: the total percentage gain over the whole holding period, and the annualized rate that makes returns comparable across investments held for different lengths of time. Enter what you paid, what it's worth now (or what you sold it for), and how long you held it, to see both figures side by side — useful for evaluating any investment, business decision, or major purchase.
What you originally paid or invested — the purchase price, initial capital, or amount spent.
What the investment is worth now, or what you sold it for — enter a smaller number than the cost if the investment lost value.
How long you've held the investment — used to work out the annualized (per-year) return alongside the total return.
ROI (total return)
सेव करने के लिए लॉग इन करें80.00%
The total percentage gain (or loss) on your original cost — e.g. ₹1,00,000 growing to ₹1,80,000 is an 80% ROI, however long it took.
The steady per-year rate that explains your return — more useful than total ROI for comparing investments held different lengths of time.
The actual money made (or lost) — current value minus what you originally put in.
How many times over your money grew — a multiple of 1.8 means every ₹1 became ₹1.80.
Frequently asked questions
What is a good ROI?+
It depends entirely on the asset class and time period — a 'good' ROI for a savings account (a few percent annualized) is very different from a 'good' ROI for equity investing (historically 8–12% annualized long-run) or a fast-flip business deal. Compare annualized ROI against realistic benchmarks for that specific asset type.
What's the difference between ROI and CAGR?+
ROI (total) measures the overall percentage gain regardless of time; CAGR (and this calculator's 'annualized ROI') expresses that same gain as a compounding yearly rate. They describe the same underlying investment from two different angles — always check which one you're being quoted.
How do I calculate ROI on a business or real estate investment?+
Use total money invested (including improvement costs, fees, etc.) as the cost, and the current market value or sale price as the value — the same formula applies. For real estate, remember to also account for ongoing costs (maintenance, taxes) not captured in a simple ROI figure, ideally via a dedicated real estate ROI calculation.
Can ROI be negative?+
Yes — enter a final value lower than the cost and the calculator correctly shows a negative ROI and negative annualized return, reflecting a loss on the investment.
Should I use ROI or IRR for an investment with multiple cash flows?+
ROI (and this calculator) assumes a single investment and a single exit value — for investments with multiple contributions or withdrawals over time (like a SIP or a business with periodic reinvestment), IRR (Internal Rate of Return) is the correct measure, since it accounts for the timing of each cash flow.
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